Does Walmart Take Apple Pay?

Does Walmart Take Apple Pay?

Does Walmart take Apple Pay? Apple Pay is the market leader in mobile payments, with 43.9 million customers choosing it at tens of thousands of merchant locations. It provides touch-free checkout. While many retail establishments support touchless payments, not all have implemented mobile payment systems. Like Apple Pay into their infrastructure.

We’ll discuss why Walmart doesn’t accept Apple Pay in this post and how to utilize Walmart Pay in its place. We’ll also go through various payment options Walmart accepts, including using an ATM or financing via Affirm. Finally, we’ll provide a list of other supermarkets that accept Apple Pay.

Does Walmart Take Apple Pay Online?

No, Walmart does not accept Apple Pay for in-person or online transactions. However, you may pay using Walmart Pay or Venmo both ways. Walmart Pay integrates with popular credit cards, debit cards, Walmart Gift Cards, and prepaid cards, similar to other mobile wallets.

However, it does not imply that you cannot pay with your iPhone at Walmart. Download and install the Walmart app on your iPhone to pay for items at Walmart both online and in-store. Then use touch-free pay to checkout after linking your credit and debit cards.

Is Apple Pay Accepted at Walmart?

Is Apple Pay Accepted at Walmart?

Apple Pay is not accepted in-store at Walmart; however, Walmart Pay and Venmo are. Walmart’s payment system employs QR-based technology to facilitate touch-free checkout. Whereas Apple Pay processes in-store payments using NFC-based technology.

Walmart wants its consumers to use its mobile wallet, Walmart Pay, rather than third-party apps. Additionally, Walmart uses this tactic to minimize processing charges, which can reduce its already slim profit margins.

Why is Apple Pay Not Accepted at Walmart?

To encourage consumers to utilize Walmart Pay, their mobile payment platform, the retailer does not accept Apple Pay. With Walmart Pay, Walmart may gather more consumer information. It will eventually be utilized to provide more individualized alerts. The value of first-party data cannot be overstated in digital information.

Walmart can collect more information and utilize it to create products. Specifically tailored to each client’s purchasing habits by keeping them within its payment ecosystem. In addition to having the advantage of first-party data. Walmart Pay is a less expensive option per payment transaction than Apple Pay.

Does the Self-Checkout at Walmart Accept Apple Pay?

Does the Self-Checkout at Walmart Accept Apple Pay?

No, Apple Pay is not accepted at Walmart’s self-checkout. Not all Walmart locations allow Google Pay, Samsung Pay, Apple Pay, or other contactless payment options. Therefore, using Walmart Pay or Venmo is your best option if you use contactless payment at a Walmart shop.

Because the self-checkout machines don’t accept checks or third-party cash checks, use the regular checkout counter when paying with a check. Walmart is one of the retailers that offer the greatest cash back. However, Walmart Pay does not allow for cash back. Additionally, your checking accounts cannot be directly linked to the Walmart app.

Walmart Pay: Pros and Cons

Suppose you’re seeking a mobile payment option only for Walmart purchases. Consider downloading the Walmart Pay app to your smartphone after that. The Walmart Pay app has various advantages and disadvantages, which are briefly listed below:

1. Additional Digital Security

You don’t have to worry about your credit card being taken while at a store if you use a digital wallet, which is incredibly hard to hack. Digital wallets like Walmart Pay only scan a QR code that may be scanned once rather than being swiped.

2. No Need to Carry Cards Around with You

If you use a digital wallet app on your phone, you can still make purchases even if you leave your debit or credit cards at home. The one thing most people never forget to bring with them everywhere they go is their phone.

3. Ensures That you Don’t Touch Money or Germs

Many individuals are becoming more cautious about what they touch in public to avoid spreading germs. Contactless digital payment methods are growing in popularity because of this. When entering your credit card pin, you don’t need to deal with money or push any buttons. To scan the QR codes on the goods you’re purchasing, you must touch your phone.

4. It is Swift and Practical

It can save a lot of time to pay using an app because you don’t have to wait for the cashier to process your card information or give you a change. Additionally, it makes it easier for you to pay and exit the shop. Additionally, utilizing the Walmart Pay App saves you from paying the transaction cost that other contactless payment providers would impose.

Cons of Using the Walmart Pay App

1. A Smartphone, a Sufficient Battery, and Mobile Data or WiFi are Required

Most individuals today have mobile phones, access to mobile data, and wifi, but not everyone does. And for those who own mobile phones, occasionally they aren’t charged. So you can arrive at the register without enough battery life to finish your electronic transaction.

2. The App Can Only Be Used at Walmart

Having a tonne of different applications and shop cards for each location, you make a purchase is annoying. It’s awkward to have an app that only functions at Walmart, especially if you shop elsewhere. Many individuals want as much of their privacy as possible to be protected.

On an iPhone, How do you Use Walmart Pay?

Both iOS and Android devices may use the Walmart Pay application. As a result, you may utilize Walmart Pay using the Walmart app on your iPhone to make purchases. Install the app first on your iOS or Android smartphone by downloading it. Make sure to set your touch ID or PIN that you’ll use at the register.

Link your favorite debit/credit card or store gift card to Walmart Pay to get started. Choose one of the stored cards to use next as your preferred payment method. Unless you turn it off, Walmart typically spends the value of your gift card first. Again, before using any other payment options on Walmart Pay, you should utilize your EBT or WIC balance.

Conclusion

Walmart won’t accept other contactless mobile wallets like Samsung Pay and Google Pay. This is so that Walmart can save transaction costs. And collect user information for marketing objectives by using its mobile payment wallet. Walmart Pay uses QR codes rather than Apple Pay’s NFC-based payment processing technology.

Also read: Everything You Know About Stores Which Accept Apple Pay 

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